Tudo o que você precisa saber sobre fundo de emergência

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Agora que todas suas despesas estão mapeadas, você até já cortou alguns gastos, vamos falar sobre fundo de emergência. Você sabe o que é isso? Fundo de emergência é uma quantia de dinheiro que você designa para honrar suas contas caso um imprevisto aconteça, por exemplo despesas médicas ou a perda de emprego. O ideal é ter o equivalente a três a seis meses do seu custo mensal de vida guardado em um investimento que possa ser acessado facilmente caso algo inesperado aconteça mas não tão fácil para que você saque com seu cartão de débito. Eu particularmente gosto da ideia de ter seis meses guardados, ainda mais morando fora do Brasil.

E agora? Eu não tenho um fundo de emergência, o que eu faço? Bom sinto lhe informar, é urgente que você construa sua reserva de emergência. O fundo de emergência passará a ser uma linha obrigatória no seu…

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Um comentário sobre “Tudo o que você precisa saber sobre fundo de emergência

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